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Flexible payments with affirm
Don't let your budget slow you down!
Quick and Easy

Select Affirm at checkout. Receive instant loan options after supplying just a few pieces of basic information.

Support From Real People

Affirm has a dedicated team in their USA Affirm HQ ready to help out however they can.

Flexible Payments

Pick a loan that fits your budget – choose to pay off your purchase with 3, 6 and 12 month term options.

affirm

0% APR Financing Available

Pay for your Dennis Kirk purchase over time!

Dennis Kirk has teamed up with Affirm to offer easy financing. With instant approval, you spend less time worrying and more time riding. There are no gimmicks, late fees or credit checks. The total you see at checkout is always exactly what you'll pay. With financing as low as 0% APR for the first 90 days, term options of 3, 6, and 12-months, you choose the payment plan that works best for you.
Step one, add qualifying items
1. Add qualifying items

Simply shop around our website as you normally would, find products marked with affirm and add them to your cart

Step two, choose Affirm at checkout
2. Choose Affirm at checkout

With minimum cart total of $50, Select Affirm as your payment method when you place your order

Step three, pay over time
3. Pay over time

Enjoy your ride while making comfortable monthly payments.

Subject to credit check and approval. For example, a $1,000 purchase might cost $166.67/mo over 6 months at 0% APR. A down payment may be required. Down payment may be required. For purchases under $50, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See www.affirm.com/faqs for details.
Affirm Q & A
What is Affirm?

Affirm is a financing alternative to credit cards and other credit-payment products. Affirm provides immediate financing of your Dennis Kirk purchases to be charged in fixed monthly payments over 3, 6 and 12 month terms.

How does Affirm work?

Affirm loan-application process steps:

  1. At checkout, choose Pay with Affirm.
  2. Affirm prompts you to enter a few pieces of information. This information must be consistent and your own.
  3. To ensure that you’re the person making the purchase, Affirm sends a text message to your cell phone with a unique authorization code.
  4. Enter the authorization code into the application form. Within a few seconds, Affirm notifies you of the loan amount you’re approved for, the interest rate, and the number of months you have to pay off your loan. You have the option to pay off your loan over three, six, or twelve months. Affirm states the amount of your fixed, monthly payments and the total amount of interest you’ll pay over the course of the loan.
  5. To accept Affirm’s financing offer, click 'Confirm Loan' and you’re done!

After your purchase, you’ll receive monthly email and SMS reminders about your upcoming payments. You can also set up autopay to get it off your mind completely. Your first monthly payment is due 30 days from the date that we processes your order.

Restrictions
  • Be 18 years or older (19 years or older in Alabama or if you’re a ward of the state in Nebraska).
  • Not be a resident of Iowa (IA) or West Virginia (WV).
  • Provide a valid U.S. or APO/FPO/DPO home address.
  • Provide a valid U.S. mobile or VoIP number and agree to receive SMS text messages. The phone account must be registered in your name.
  • Provide your full name, email address, date of birth, and the last 4 digits of your social security number to help us verify your identity.
What items are eligible for Affirm financing?

If an item is eligible to finance with Affirm, you will see an Affirm icon by the advertised price on that product page. To finance an order containing more than one item with Affirm, all items in the shopping cart must total $50 or more. If your items qualify, you will be able to select “Pay With Affirm” as the payment method at checkout.

Will Affirm perform a credit check?

Although Affirm performs a credit check when you apply for a loan, it's a soft credit check which won’t impact your credit score. Paying on time can help you build a positive credit history.

Why was I prompted for my checking account information?

Affirm sometimes requires additional information to verify your identity and your ability to repay your loan before considering a credit application.

Why do I need to provide a down payment?

If Affirm cannot approve the full amount you've requested, they will provide you with a debit card down payment option so that you may still complete your purchase right away.

Are there any fees?

Affirm discloses any required fees upfront before you make a purchase, so you know exactly what you will pay for your financing. Affirm does not charge any hidden fees, including annual fees.

How much interest will I pay?

Quick and EasySelect Affirm at checkout. Receive instant loan options after supplying just a few pieces of basic information.Flexible PaymentsPick a loan that fits your budget – choose to pay off your purchase with 3, 6 and 12 month term options.Dennis Kirk has teamed up with Affirm to offer easy financing. With instant approval, you spend less time worrying and more time riding. There are no gimmicks. The total you see at checkout is always exactly what you'll pay. With financing as low as 0% APR for the first 90 days, term options of 3, 6, and 12-months, you choose the payment plan that works best for you.

I am on active duty, can I get a discount?

We’re proud of our active military. To show our appreciation, Affirm will cap your interest rate at 6% while you’re on active duty. Click Here for details

How do I make my payments?

You can pay your Affirm bills online at www.affirm.com/pay. They accept payment by debit card, bank transfer and check. Autopay options are also available.

If I return an item, how am I refunded?

A refund posts to your Affirm account if we process your refund request. In the event that we issue you store credit instead of a refund, you are still responsible for paying off your Affirm loan.

If you have already made loan payments or a down payment, Affirm issues a refund credit to the bank account or debit card that you used to make the payments.

How Do I Contact Affirm?

Affirm has a dedicated team on staff in their US-based headquarters to assist you with your account. They can be reached directly at: www.affirm.com | help@affirm.com | (855) 423-3729